{"id":49,"date":"2026-09-27T12:00:00","date_gmt":"2026-09-27T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/michellewoodrealtor-com\/2026\/09\/27\/have-payments-on-newly-purchased-homes-in-the-u-s-dropped\/"},"modified":"2026-09-27T12:00:00","modified_gmt":"2026-09-27T12:00:00","slug":"have-payments-on-newly-purchased-homes-in-the-u-s-dropped","status":"publish","type":"post","link":"https:\/\/www.michellewoodrealtor.com\/blog\/2026\/09\/27\/have-payments-on-newly-purchased-homes-in-the-u-s-dropped\/","title":{"rendered":"Have payments on newly purchased homes in the U.S. dropped?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>It\u2019s always interesting to track how home affordability shifts across the country\u2014especially for those of us helping families and investors make big decisions. The latest numbers show the national median mortgage payment for new homebuyers has dipped to $2,175. That\u2019s a small improvement, but still 2.2% higher than this time last year, with mortgage rates averaging 6.66%. For context, Idaho and Nevada remain the toughest spots for affordability, while Louisiana and North Dakota are the easiest on buyers\u2019 budgets. After 23 years guiding Biloxi residents through all kinds of markets, I know that understanding these trends helps my clients make confident choices\u2014whether they\u2019re searching for their first home, a new investment, or a place to plant roots in our community.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.deseret.com\/u-s-world\/2026\/08\/31\/typical-monthly-mortgage-payment-applied-for-by-new-homebuyers-down-in-july-helping-affordability\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s always interesting to track how home affordability shifts across the country\u2014especially for those of us helping families and investors make big decisions. The latest numbers show the national median mortgage payment for new homebuyers has dipped to $2,175. That\u2019s a small improvement, but still 2.2% higher than this time last year, with mortgage rates [&hellip;]<\/p>\n","protected":false},"author":267,"featured_media":98,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-49","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/49","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/users\/267"}],"replies":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=49"}],"version-history":[{"count":0,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/49\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/media\/98"}],"wp:attachment":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=49"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=49"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=49"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}