{"id":18,"date":"2026-09-11T15:00:00","date_gmt":"2026-09-11T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/michellewoodrealtor-com\/2026\/09\/11\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/"},"modified":"2026-09-11T15:00:00","modified_gmt":"2026-09-11T15:00:00","slug":"mortgage-rate-forecast-predictions-for-the-housing-market-through-2028","status":"publish","type":"post","link":"https:\/\/www.michellewoodrealtor.com\/blog\/2026\/09\/11\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/","title":{"rendered":"Mortgage Rate Forecast: Predictions for the Housing Market Through 2028"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Looking ahead to the next few years, the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. While this means we\u2019re unlikely to see significant rate drops soon, it also points to a more balanced housing market. We can anticipate home prices rising at a modest pace as increasing inventory helps ease competition among buyers. For most homeowners, refinancing may not offer much advantage right now\u2014unless you\u2019re looking to switch loan types or tap into your home\u2019s equity.<\/p>\n<p>Drawing on 23 years of experience along the Mississippi Gulf Coast, I\u2019ve seen how shifts like these shape both residential and investment opportunities. Whether you\u2019re considering a move, weighing your options as a seller, or exploring investment properties, understanding these trends is key to making confident decisions. If you\u2019re planning your next step in our unique market, I\u2019m always here as a resource\u2014especially for military buyers and investors looking to maximize their opportunities along the Coast.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/money.usnews.com\/loans\/mortgages\/mortgage-rate-forecast\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Looking ahead to the next few years, the 30-year fixed mortgage rate is expected to hover in the mid-6% range through 2028. While this means we\u2019re unlikely to see significant rate drops soon, it also points to a more balanced housing market. We can anticipate home prices rising at a modest pace as increasing inventory [&hellip;]<\/p>\n","protected":false},"author":267,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/users\/267"}],"replies":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":0,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/media\/67"}],"wp:attachment":[{"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.michellewoodrealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}