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A broker said many buyers need a readiness check, including savings, reserves, budget clarity, and a practical plan if buying does not make sense yet.
He said broad headlines can push people toward hesitation, but homeownership still fits buyers who are financially prepared and clear on their goals.
His optimism for the rest of 2026 was not tied to rate forecasts. Instead, he sees more clients reaching a point where waiting feels less obvious.
He said buyers and professionals gradually acclimate when rates stay in a similar range, rather than continuing to expect a return to ultra-low borrowing costs.
He said brokers who kept working through difficult files and stayed positive are best positioned to earn trust from clients and referral partners.
That approach also supports agents, he said, because they need lending partners who can solve tougher cases now and remain top of mind later.

Current existing-home sales beat estimates, with activity ↑~2% MoM but ↓~2% yearly, showing better-than-expected closings even as the broader pace stayed below year-earlier levels.
The sales snapshot likely lagged current borrowing costs, and the outlook pointed to some further market softening ahead, though the shift was described as manageable.
Current US housing inventory stands at 1.6M homes, still below the 2M to 2.5M range seen as a more traditional supply level.
Even so, inventory has recovered from extreme lows, price growth has slowed, wages are outpacing home-price growth, and buyers now have more leverage.
The market was described as healthy between buyers and sellers, with a gradual return toward normal conditions expected into 2027 and beyond.

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day.
In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints.
Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve, and later Halloween.
Over time, Halloween evolved into a day of activities like trick-or-treating, carving jack-o-lanterns, festive gatherings, donning costumes and eating treats.
Today’s the day to eat candies and sweets to your heart’s content! Happy Halloween!

Biloxi — Most Expensive homes for September 2026.

Listings (sorted by price):
1. Listing SMU4155854 — $2,450,000
2. Listing SMU4093233 — $1,998,000
3. Listing SMU4093614 — $1,998,000
4. Listing SMU4161603 — $1,987,500
5. Listing SMU4162540 — $1,750,000
6. Listing SMU4126338 — $1,650,000
7. Listing SMU4093232 — $1,580,000
8. Listing SMU4093235 — $1,580,000
9. Listing SMU4146338 — $1,499,000
10. Listing SMU4161607 — $1,475,000
11. Listing SMU4161584 — $1,400,000
12. Listing SMU4127688 — $1,250,000
13. Listing SMU4159328 — $1,250,000
14. Listing SMU4161131 — $1,250,000
15. Listing SMU4161161 — $1,200,000

More inventory gives buyers added choice in 2026, potentially reducing multiple-offer pressure and creating more room for thoughtful property decisions before signing contracts.
Mortgage rates could fluctuate in the low-6% to mid-6% range, so preapproval helps buyers show seriousness while planning monthly payments with confidence.
Higher housing costs and stricter lending make preparation essential: strengthen credit, reduce debt, save extra cash, and budget beyond the down payment.
Inspections still matter: ~6% of buyers purchased without in-person inspections, but proper appraisals and walkthroughs can reduce avoidable closing surprises for everyone.
Closings can face seller breaches, unresolved liens, repair issues, financing denials, or insurance problems, making early research and backup savings valuable for buyers.

Ocean Springs — Most Affordable homes for September 2026.

Listings (sorted by price):
1. Listing SMU4161085 — $124,900
2. Listing SMU4159187 — $129,000
3. Listing SMU4162021 — $137,000
4. Listing SMU4160643 — $139,900
5. Listing SMU4162578 — $140,000
6. Listing SMU4163743 — $153,500
7. Listing SMU4158047 — $169,000
8. Listing SMU4162471 — $169,999
9. Listing SMU4162673 — $177,000
10. Listing SMU4159185 — $179,000
11. Listing SMU4162016 — $180,000
12. Listing SMU4160111 — $189,500
13. Listing SMU4161730 — $190,000
14. Listing SMU4154426 — $194,500
15. Listing SMU4161045 — $198,000